Roy Innella Financial Coach
Who Can Benefit from what I do?
- • If you want greater communication with your financial coach.
• If you want someone watching your money so you don't have to.
• If you want a subtle but not "obnoxious" communication every day on where we stand with your money.
• If you are concerned about risk and want to hear more about how to protect your nest egg.
Why My Approach is better than other financial professionals.
Small Business Owner
I have over 30 years experience in real world business in entrepreneurial ventures. I owned a small business with real problems that had to be dealt with on a daily basis. I dealt with problems of making payroll, developing sales, dealing with banks, equipment and employee issues and all of the other issues that plague small business owners. I can apply that problem solving to personal issues that my clients face.
Real Estate Investments
I have also been a successful real estate investor. For the past 30 years I have owned residential properties, large commercial properties and resort properties which have exposed me to a varied and long list of experiences in real estate investing. I have owned and still own investment properties that I currently manage and make money from. I can apply this knowledge to help my clients in these areas as well.
Financial Coaching
I am an income specialist and a fiduciary (or advocate), who helps people retire with more money coming in and less money going out. My business life has taught me to treat personal financial strategies more like business strategies. It is for that reason I prefer to call myself a financial coach rather that a financial advisor. In the end people need to be comfortable with both me and their investments and need help and nurturing to get through the planning and maintaining of their financial plan.
The biggest mistake an investor can make is to make a decision on a plan and not follow it because they don't understand it. Dalbar, a company that studies the behavior of investors has reported and proven that when emotion gets in the way of investing the investor will lose. They report that the average investor gets an average of around 3 to 4 percent on their investments when the market is returning between 9 and 11 percent.
I don't use complex plans with lots of charts and graphs but a simpler and better method I call the A B C's of investing. Retirement planning is quite different than the accumulation planning we are used to with tradional investing before we retire. For a video explanation look at our financial planning page.
I am anxious and willing to show anyone who feels like this approach will work for them and their investments. If you want to set up and initial meeting of just a phone conversation to see if we can work together call my office at 610-695-8748 and I will be happy to talk to you. If you want to send an email instead send it to roy@yourwealthadvocate.com.
Investment advisory services provided by Redhawk Wealth Advisors, Inc., an SEC-registered investment advisor.
My Vision.
Our mainstream society today does not provide formal or adequate financial education to prepare for your financial future. Instead you are bombarded with offers to get rich quick and do it yourself strategies. The indoctrination of micro-economic thinking gets most investors bogged down with things like average returns, short term objectives and other minutia which is a micro economic focus.
My goals for you are educating you to “catch up” on what you may have missed in learning proper prosperity principles. For most people that means coaching to achieve peace of mind, by using a macro - economic or holistic view of thinking with more certainty of cash flow.
My vision is to change this country's financial thinking by exposing as many people to this way of thinking as possible. I know that if enough people learn this method of running their lives that they will have better habits with their money and become more personally successful with their finances and financial future. ≈
My Mission
My mission is to help people become financially independent by maximizing what you are doing with your money and minimizing mistakes.
What will happen when investors work with me?
The difference in how I help you from a financial planner is in the value of the education and extraordinary knowledge that I share with you. I do not recommend any strategy unless you understand it thoroughly. In some cases you may be fine in what you are already doing and that is ok too.
I do this in a loving way to maximize my value by co-creating a plan that helps you make powerful decisions. By doing this, you have economic confidence with certainty, not luck, so you can achieve your goals without the typical fear and worry most people currently have. This thinking makes sense with the clients I work with.
When is the best time to change?
If you are unhappy with your current financial situation and want to change your life to one of certainty and abundance call my office at 610-695-8748 and someone will be there to help you set up a time to visit with me to see if there is a fit for us working together. You can also contact me through this web site by clicking here.