Voluntary Benefits

Essenture

I am now offering coverage for voluntary benefits to my small business owner clients. Essenture Corporation offers many advantages to employers and their employees:

1. Using pre-tax dollars to provide coverage that traditional health insurance may not provide.
2. Both the employer and employee get tax advantages. A savings to both the employer through savings on FICA and other income related taxes that are employer paid. Savings to the employee on taxes saved because Aflac is a payroll deduction.
3. Coverage is portable to the employee.
4. Promotes goodwill with employees and could possibly attract new hires.
5. Employers with groups of only 3 can provide coverage.
6. Pays claims in 4 business days.
7. Provides specific coverage for illnesses such as cancer.
8. Dental coverage options.
9. Helps defray some healthcare costs to both the employer and employee.
10. Possibly fills gaps in healthcare coverage such as covering deductibles.
There are many more advantages, too many to mention here.
For more information go to Essenture Web site.